Many dread the hustle and bustle of malls. The hassle of finding a parking place, battling teenagers and weeding through knee-deep merchandise makes many turn to Internet shopping due to its ease and convenience. However, one factor to keep in mind when purchasing the perfect item online is the critical difference between http:// and https://. You’ll also find this information valuable if you ever deal with a collection agency and try to make a payment online.
In order to keep your personal information from being compromised, pay close attention to the web browser and the address prior to entering your credit card information to complete your transaction. The world-wide web is not only full of simple ways to conduct business, great deals and easy shopping, it is also loaded with cyber-crooks looking to swipe your personal information.
When browsing the internet pay close attention to the letters which preface your favorite web site. The letters http:// stand for Hyper Text Transfer Protocol; the additional S (https://) at the end stands for secure. When you visit an http:// site, it talks with your browser through regular, unsecured language; protocol for information to be passed back and forth between web servers and clients. This means it is possible for someone to snoop in on your computer’s conversation with the website and view your private information. Therefore someone may have the ability to see your credit card number and other personal information the site may be asking you to enter.
Sensitive information such as credit card numbers, account numbers, pin numbers and social security numbers is volatile and should be guarded, especially when it is entered online. HTTPS web sites and SSL (Secure Sockets Layer) sites use protocol which encrypts information passed between a client (browser) and a server (web site). Web snoopers can be avoided by using these particular web sites when you complete a financial transaction over the Internet.
Also be aware of digital spoofing schemes where an https:// connection is not always a guarantee of safety. Take steps to ensure that the entity you are connected to is the actual web site you are in searching for and not a look-alike site set up as a deception by electronic eavesdroppers. Also, when you are at your favorite coffee house, the airport or other public hang outs that may offer free Wi-fi be sure to check the security of their connections. Some of these particular places have secure connections and some do not; be sure to be aware to keep someone from easily checking out what you are posting on-line.
Security is a huge issue for any collection agency as we do have to deal with sensitive information. American Profit Recovery has weekly IT meetings that also focus on our security. We take this very seriously and we want you to as well. Don’t get scammed by inputting your information into a website that is not secure. It could take you a long time to correct that mistake.